In this episode, we discuss the importance of equity and inclusivity in financial planning. We also look at the unique needs and challenges faced by the LGBTQ+ community when it comes to retirement planning and financial management. Laura stresses the value of tailoring advice to each client’s needs to create trust, ultimately fostering an inclusive atmosphere that addresses unique financial challenges for people from all backgrounds.

In this episode, Jane Robertson, founder of “Single Seniors for Tax Fairness”, shares her personal journey. We discuss the challenges faced by herself and other single seniors in retirement. She explains that single seniors make up 39% of all seniors. However, this group is often penalized by the tax system for not having a partner.

A compelling sense of purpose accompanies a fulfilling life. Often, we derive that sense of purpose from our work. It can be a struggle to replace that compelling sense of purpose in retirement. However, uncovering a new purpose during retirement can be freeing. It can give you a renewed sense of joy and fulfillment.

Are you are retiree or potential retiree? Joseph Curry and Regan Schiller bring retirees practical advice and insights from their experience in retirement planning. They have also helped potential retirees like you navigate the often-overwhelming world of financial planning. They will help you find peace of mind in knowing you’ve set yourself up for success in retirement.

Joe and Regan will take you through the steps they’ve used to create income plans for their clients. They share their expertise and personal stories along the way.

In this episode, Joe and Lindsay examine the nuances of life insurance in retirement. Do we really need it, or is it just another added cost?

In this episode, you will learn how to maximize your retirement savings and reach your financial goals faster through innovative retirement planning. This podcast is a true meeting of the minds with a focus on all the ins and outs of retirement income planning.

There isn’t a wealth of information on retiring single. However, it’s not uncommon to enter retirement on your own for a variety of reasons. The reality is that single people don’t have as many planning options as couples, but there are some options.

Unretirement is the phenomenon of people returning to work after retiring from their careers or jobs. It’s a trend that’s becoming increasingly common. This might mean returning to a former position or starting a new career or business. It might also mean working part-time or taking on consulting or freelance work. People are living longer, healthier lives. This means that some retirees continue to look for the emotional, social, and financial fulfillment that work brings – but on their own terms.

Retirement planning for business owners means creating and telling a good story for the sale of their company. Transitioning into the sale of a company and into retirement also means having a great long-term plan. In this episode, Bob Gauvreau, founder, and CEO of Gauvreau Accounting Tax Law Advisory, joins us to lend us his wealth of knowledge on retirement planning for business owners.

How can we pursue a better investment experience? Knowing how to invest is one thing but understanding how to get the most from your experience is another. As a result, there are many components that go into being a successful investor including knowledge of the market, practicing smart diversification, and focusing on what you can control.

New research published on safe withdrawal rates from Morningstar indicate a 3.8% safe withdrawal rate. Building on our earlier podcast: Do I Need $1 Million to Retire? We thought it was worthwhile taking a close look at this research and asking the more relevant question: Does my $1 million retirement portfolio really only support $38,000 of annual income per that Morningstar article and the 3.8% safe withdrawal rate?

16 years into 25-year career in the insurance industry, Jane’s 39-year-old husband was killed in a plane crash. She decided to share her story to help families avoid what she went through and to effect change. She encourages everyone to have courageous conversations. Courageous conversations may take you out of your comfort zone but help they help us to understand and come to decisions about what is most important to us. Jane reminds us that it doesn’t have to be a scary conversation – it just has to be a conversation.

Whether you’re new to the podcast or a returning listener, Joe and Lindsay discuss the most popular topics, questions, and guests on the show in 2022. This is a great episode if you’re looking for a place to jump in – or just want a general refresher on all things retirement planning!

60% of Canadians don’t have a will, leaving many families in a precarious situation. Putting a plan in place for your estate means giving thought to the people you are leaving behind because a legacy isn’t what you leave people, but how you leave them. In this episode, David Edey, Certified Executor Advisor (CEA) and author of “Executor Help: How to Settle an Estate – Pick an Executor and Avoid Family Fights” and podcast host of “Executor Help”, joins the show to share his own experience with being an executor and the common missteps that many make in estate planning and how to avoid them

Charitable giving supports many communities directly. Giving locally means a donation can be made to a specific interest that’s important to a donor or that has touched their lives. In this episode, Lesley Heighway, President & CEO of Peterborough Regional Health Centre Foundation, joins us to share all the ways that donating to a community foundation can have a huge and direct impact on the health and well-being of a community.

Mark Halpern, CFP, is a Trust and Estate Practitioner who has helped business owners, entrepreneurs, and professionals in affluent families for over 30 years. As CEO of Wealth Insurance, he and his team specialize in tax-advantaged insurance solutions to protect families, create charitable legacies, and preserve estates. He is also building a national community of 100 financial professionals and charities with the goal of creating $1 billion in philanthropy annually. In this episode, Mark joins the show to inspire you to start thinking about your charitable planned giving.

Donor-Advised Funds help philanthropists and their families fund their preferred charities however and whenever they want with the help of their advisors. Canada Gives offers the same choices and privileges as a private foundation but with lower costs. In this episode, Denise Castonguay, CEO and Founder of Canada Gives, will be joining the show to share the benefits of dealing with Donor-Advised Funds so that you have a clear idea of where your money is going.

Planned giving allows individuals to gift large sums to charitable organizations, in life or at the time of passing, as part of the donor’s financial and/or estate planning. Gift plans use estate and tax planning to provide for charity and heirs in ways that maximize the gift and/or minimize its impact on the donor’s estate. So, what do you need to know about charitable planned giving as you plan for and enter retirement? We will share everything you need to know on this topic in this episode.

Anxiety around retirement is completely normal. You may feel concerned about how you will fill your time, financial worries or even feeling a loss of your identity. Retirement readiness is less about money and more about mindset. So, how can we shift our mindsets to feel more prepared for retirement? Tammy Vigue, Retirement Coach, will join the show to share how to achieve a mindset beyond money as you approach what should be the most exciting time of your life.

Rather than trying to predict the future, wouldn’t it be great if there was a way to draw information about expected returns from the market itself? Luckily there is. Through scientific and evidence-based investing, you can take a less subjective and more systematic approach to investing. In this episode, Christian Newton, Vice President of Dimensional Fund Advisors, joins the show to discuss the scientific perspective on investing, particularly how it relates to the investor.