We navigate the emotional and psychological dimensions behind these choices, emphasizing the crucial role of tailored financial planning, transparent communication within families, and tax-efficient strategies.

Through engaging anecdotes and strategic insights, listeners are empowered to make informed decisions that align with their values, ensuring a rewarding retirement while leaving a meaningful legacy for generations to come.

Join Joe Curry and Danielle Desir Corbett (The Thoughtcard Podcast) as they discuss the misconceptions of luxury travel, the significance of setting travel goals, and how to plan your trips effectively. Discover valuable tips on optimizing your travel budget, signing up for loyalty programs, and planning ahead post-COVID. With practical advice and insider knowledge, this episode is a must-listen for anyone seeking to travel more while staying financially savvy. So sit back, relax, and let Danielle's expertise guide you on your next adventure.

In this episode, we dive further into the world of taxes for business owners. We highlight the advantage of tax deferral by keeping profits within the corporation. Dividends emerge as an option, offering flexibility in personal investment choices and the opportunity to avoid CPP contributions.

We touch on reinvesting in the business, considering risks and returns, and the importance of balancing reinvestment and diversification as business owners approach retirement. We also explore the option of investing within the corporation, highlighting the flexibility it offers but cautioning against the higher taxes applied to investment income.

This episode serves as a valuable guide for business owners, shedding light on various tax planning strategies and the need for professional advice to navigate the complexities of tax optimization.

In this podcast episode, we delve further into the world of tax planning in retirement. We stress the importance of basic financial education and understanding the tax buckets that can significantly impact tax liability. Joe emphasizes the long-term benefits of tax deferral, debunking misconceptions that can lead to missed opportunities.

We encourage retirees to be proactive in tax planning, strategizing ways to create a tax-efficient income stream during retirement while keeping a close eye on tax brackets and potential OAS clawbacks. We’re looking to equip listeners with the essential knowledge to navigate the complexities of tax planning, empowering you to make informed decisions and optimize your financial well-being in retirement.

Joseph and Regan discuss the increasing trend of parents supporting their millennial children financially. They explore different forms of assistance parents are offering, including down payments on homes, groceries, rent, and mortgages.

Ultimately, the podcast highlights the commonality of this practice and encourages thoughtful and informed decision-making in providing financial help to millennial children.

In this episode, Joe and Lindsay delve into a pressing question that many investors have: "My portfolio is down $100,000 - will it recover?"

Drawing from a client's concern, we navigate the emotional and practical aspects of dealing with portfolio losses. We emphasize the importance of understanding market volatility and highlight the need for a well-diversified investment strategy. Joe introduces the concept of "buckets," which separate assets into defense (stable and low-risk) and offense (growth-oriented) categories, enabling investors to weather market fluctuations while still ensuring a sustainable income stream.

We want to provide valuable insights on maintaining a long-term perspective, controlling what you can, and finding peace of mind amidst market ups and downs.

In this episode, Joe, and Lindsay answer two listener questions related to retirement planning. They emphasize the importance of starting retirement planning as early as possible to take advantage of the power of compounding. While the ideal time to start concrete retirement planning is about three to four years before retirement, Joe recommends getting clear on one's values and purpose even earlier.

In this podcast, Joe interviews Jacquie Doucette from “Beyond Retirement” who shares her journey with retirement. Jacquie discusses people’s common fears about retirement and emphasizes the importance of addressing not just the financial aspects but also the psychological and social aspects of retirement.

In this episode of YRPS, we explore the various types of retirement beyond the traditional notion of stopping work at age 65. We delve into 9 different types of retirement, including continuing to work, transitioning to part-time or a reduced schedule, starting a new business, switching careers, or dedicating time to charitable causes. Retirement as an opportunity to pursue passions, explore new opportunities, and find fulfillment in life beyond work.

The episode highlights the flexibility and choices available to individuals approaching retirement. It encourages listeners to challenge the conventional view of retirement and consider alternative paths that align with their interests and goals.

In this episode of "Your Retirement Planning Simplified," Joe and Lindsay introduce the new Retirement Planning Simplified website and discuss the “Retirement Navigator”, a comprehensive tool designed to simplify retirement planning.

The Retirement Navigator works like a map or a compass to give you direction in retirement. It was created to make retirement planning accessible to everyone. The Navigator highlights the significance of aligning values, establishing purpose, managing cash flow, and optimizing retirement income streams for a successful retirement journey.

In this episode of Fireside Financial, Joe and Regan delve into the fascinating topic of retirement spending. They explore two sides of the same coin: the challenges faced by individuals who feel unprepared for unexpected expenses during retirement, and those who are reluctant to spend their hard-earned savings due to fear of running out of money. Joseph and Regan share valuable insights and real-life examples to help listeners navigate these financial dilemmas.

In this episode, we dive into the popular topic of the 4% rule and its relevance to retirement planning. We discuss how the 4% rule is a safe withdrawal rate rather than a prediction of investment returns, emphasizing its purpose in ensuring financial security in the worst-case scenarios.

Joe and Lindsay explore the importance of balancing spending and portfolio growth during retirement, considering factors like inflation, longevity risk, and market fluctuations. Join us as we provide valuable insights to help you navigate your retirement journey.

Join Certified Financial Planners, Joe Curry (Retirement Planning Simplified) and Freeman Linde (Retire Mentorship), as they explore “The Four Horsemen” and their impact on your financial success in retirement.

From debunking the myth of chasing returns to understanding the dangers of market timing, we delve into the common pitfalls and behavioral biases that can hinder your investment growth. This thought-provoking episode combines real-life examples, expert analysis, and actionable advice to empower you with the knowledge to make smarter investment choices.

Whether you're a seasoned investor or just starting out, tune in to "The Four Horsemen of Investing" and unlock the keys to maximizing your retirement investment returns.

In this episode of “Fireside Financial”, Joseph Curry and Regan Shiller explore all aspects of retirement planning to help listeners achieve their retirement goals. With the advancement of software, their perspective on when to receive CPP and OAS has changed, as they explore the benefits of delaying both, as well as the consideration of life expectancies. But what if the government's financial position changes? What will happen to your retirement plans? Tune in to find out.

In this episode, we discuss the importance of equity and inclusivity in financial planning. We also look at the unique needs and challenges faced by the LGBTQ+ community when it comes to retirement planning and financial management. Laura stresses the value of tailoring advice to each client’s needs to create trust, ultimately fostering an inclusive atmosphere that addresses unique financial challenges for people from all backgrounds.

In this episode, Jane Robertson, founder of “Single Seniors for Tax Fairness”, shares her personal journey. We discuss the challenges faced by herself and other single seniors in retirement. She explains that single seniors make up 39% of all seniors. However, this group is often penalized by the tax system for not having a partner.

A compelling sense of purpose accompanies a fulfilling life. Often, we derive that sense of purpose from our work. It can be a struggle to replace that compelling sense of purpose in retirement. However, uncovering a new purpose during retirement can be freeing. It can give you a renewed sense of joy and fulfillment.

Are you are retiree or potential retiree? Joseph Curry and Regan Schiller bring retirees practical advice and insights from their experience in retirement planning. They have also helped potential retirees like you navigate the often-overwhelming world of financial planning. They will help you find peace of mind in knowing you’ve set yourself up for success in retirement.

Joe and Regan will take you through the steps they’ve used to create income plans for their clients. They share their expertise and personal stories along the way.

In this episode, Joe and Lindsay examine the nuances of life insurance in retirement. Do we really need it, or is it just another added cost?

In this episode, you will learn how to maximize your retirement savings and reach your financial goals faster through innovative retirement planning. This podcast is a true meeting of the minds with a focus on all the ins and outs of retirement income planning.