In this episode of "Your Retirement Planning Simplified," Joe and Lindsay introduce the new Retirement Planning Simplified website and discuss the “Retirement Navigator”, a comprehensive tool designed to simplify retirement planning.

The Retirement Navigator works like a map or a compass to give you direction in retirement. It was created to make retirement planning accessible to everyone. The Navigator highlights the significance of aligning values, establishing purpose, managing cash flow, and optimizing retirement income streams for a successful retirement journey.

In this episode of Fireside Financial, Joe and Regan delve into the fascinating topic of retirement spending. They explore two sides of the same coin: the challenges faced by individuals who feel unprepared for unexpected expenses during retirement, and those who are reluctant to spend their hard-earned savings due to fear of running out of money. Joseph and Regan share valuable insights and real-life examples to help listeners navigate these financial dilemmas.

In this episode, we dive into the popular topic of the 4% rule and its relevance to retirement planning. We discuss how the 4% rule is a safe withdrawal rate rather than a prediction of investment returns, emphasizing its purpose in ensuring financial security in the worst-case scenarios.

Joe and Lindsay explore the importance of balancing spending and portfolio growth during retirement, considering factors like inflation, longevity risk, and market fluctuations. Join us as we provide valuable insights to help you navigate your retirement journey.

Join Certified Financial Planners, Joe Curry (Retirement Planning Simplified) and Freeman Linde (Retire Mentorship), as they explore “The Four Horsemen” and their impact on your financial success in retirement.

From debunking the myth of chasing returns to understanding the dangers of market timing, we delve into the common pitfalls and behavioral biases that can hinder your investment growth. This thought-provoking episode combines real-life examples, expert analysis, and actionable advice to empower you with the knowledge to make smarter investment choices.

Whether you're a seasoned investor or just starting out, tune in to "The Four Horsemen of Investing" and unlock the keys to maximizing your retirement investment returns.

In this episode of “Fireside Financial”, Joseph Curry and Regan Shiller explore all aspects of retirement planning to help listeners achieve their retirement goals. With the advancement of software, their perspective on when to receive CPP and OAS has changed, as they explore the benefits of delaying both, as well as the consideration of life expectancies. But what if the government's financial position changes? What will happen to your retirement plans? Tune in to find out.

In this episode, we discuss the importance of equity and inclusivity in financial planning. We also look at the unique needs and challenges faced by the LGBTQ+ community when it comes to retirement planning and financial management. Laura stresses the value of tailoring advice to each client’s needs to create trust, ultimately fostering an inclusive atmosphere that addresses unique financial challenges for people from all backgrounds.

In this episode, Jane Robertson, founder of “Single Seniors for Tax Fairness”, shares her personal journey. We discuss the challenges faced by herself and other single seniors in retirement. She explains that single seniors make up 39% of all seniors. However, this group is often penalized by the tax system for not having a partner.

A compelling sense of purpose accompanies a fulfilling life. Often, we derive that sense of purpose from our work. It can be a struggle to replace that compelling sense of purpose in retirement. However, uncovering a new purpose during retirement can be freeing. It can give you a renewed sense of joy and fulfillment.

Are you are retiree or potential retiree? Joseph Curry and Regan Schiller bring retirees practical advice and insights from their experience in retirement planning. They have also helped potential retirees like you navigate the often-overwhelming world of financial planning. They will help you find peace of mind in knowing you’ve set yourself up for success in retirement.

Joe and Regan will take you through the steps they’ve used to create income plans for their clients. They share their expertise and personal stories along the way.

In this episode, Joe and Lindsay examine the nuances of life insurance in retirement. Do we really need it, or is it just another added cost?

In this episode, you will learn how to maximize your retirement savings and reach your financial goals faster through innovative retirement planning. This podcast is a true meeting of the minds with a focus on all the ins and outs of retirement income planning.

There isn’t a wealth of information on retiring single. However, it’s not uncommon to enter retirement on your own for a variety of reasons. The reality is that single people don’t have as many planning options as couples, but there are some options.

Unretirement is the phenomenon of people returning to work after retiring from their careers or jobs. It’s a trend that’s becoming increasingly common. This might mean returning to a former position or starting a new career or business. It might also mean working part-time or taking on consulting or freelance work. People are living longer, healthier lives. This means that some retirees continue to look for the emotional, social, and financial fulfillment that work brings – but on their own terms.

Retirement planning for business owners means creating and telling a good story for the sale of their company. Transitioning into the sale of a company and into retirement also means having a great long-term plan. In this episode, Bob Gauvreau, founder, and CEO of Gauvreau Accounting Tax Law Advisory, joins us to lend us his wealth of knowledge on retirement planning for business owners.

How can we pursue a better investment experience? Knowing how to invest is one thing but understanding how to get the most from your experience is another. As a result, there are many components that go into being a successful investor including knowledge of the market, practicing smart diversification, and focusing on what you can control.

New research published on safe withdrawal rates from Morningstar indicate a 3.8% safe withdrawal rate. Building on our earlier podcast: Do I Need $1 Million to Retire? We thought it was worthwhile taking a close look at this research and asking the more relevant question: Does my $1 million retirement portfolio really only support $38,000 of annual income per that Morningstar article and the 3.8% safe withdrawal rate?

16 years into 25-year career in the insurance industry, Jane’s 39-year-old husband was killed in a plane crash. She decided to share her story to help families avoid what she went through and to effect change. She encourages everyone to have courageous conversations. Courageous conversations may take you out of your comfort zone but help they help us to understand and come to decisions about what is most important to us. Jane reminds us that it doesn’t have to be a scary conversation – it just has to be a conversation.

Whether you’re new to the podcast or a returning listener, Joe and Lindsay discuss the most popular topics, questions, and guests on the show in 2022. This is a great episode if you’re looking for a place to jump in – or just want a general refresher on all things retirement planning!

60% of Canadians don’t have a will, leaving many families in a precarious situation. Putting a plan in place for your estate means giving thought to the people you are leaving behind because a legacy isn’t what you leave people, but how you leave them. In this episode, David Edey, Certified Executor Advisor (CEA) and author of “Executor Help: How to Settle an Estate – Pick an Executor and Avoid Family Fights” and podcast host of “Executor Help”, joins the show to share his own experience with being an executor and the common missteps that many make in estate planning and how to avoid them

Charitable giving supports many communities directly. Giving locally means a donation can be made to a specific interest that’s important to a donor or that has touched their lives. In this episode, Lesley Heighway, President & CEO of Peterborough Regional Health Centre Foundation, joins us to share all the ways that donating to a community foundation can have a huge and direct impact on the health and well-being of a community.